23 September 2026
Employee or independent contractor?
One of the questions clients ask most. SARS and the labour law decide, not the contract. The two tests in brief, and a free tool that runs both.
Read moreInsights
Insights & Downloads
Practical pieces on accounting, advisory and AI — written for owners, not for search engines.
Calculators
Free calculators.
Personal income tax calculator
What you owe on your salary, retirement contributions, interest and medical aid — worked out on the SARS tables, line by line.
Work out your taxThe impact of fees calculator
What a contribution, an annual increase and the cost of holding money do over forty years.
Open the calculatorVAT deregistration calculator
Should you deregister under the new R2,3 million threshold — and what will the once-off exit VAT cost? Asset by asset, with a completed VAT123e proof. Nothing you enter leaves your browser.
Open the calculatorEmployee or contractor?
Can your worker invoice you instead of going on the payroll? Tick what applies and see the SARS PAYE test and the labour-law test side by side, with the reasons. Nothing you enter leaves your browser.
Open the assessmentRates & Tax Tables
The prime lending rate, exchange rates and the full SARS tax tables for 2025–2027, with a transfer duty calculator and a basic income tax assessment.
Open the tablesInsights
Articles.
26 August 2026
Should you deregister for VAT? The R2,3 million question
The registration threshold jumped from R1 million to R2,3 million — the first move since 2009. Leaving is now a choice, and it has a once-off cost: exit VAT on what the business keeps. Who your customers are decides most of it.
Read more2 August 2026
Your personal tax return: everything to send — and the one document you have to ask for
The real checklist we work from, free to download. Plus why cost and market value are two different questions, and what a 1% fee does over forty years.
Read more1 August 2026
SARS asked for documents. You have 21 business days.
What a SARS request for supporting documents actually is, the difference between a verification and an audit, what happens when the 21 business days lapse, and why voluntary disclosure may still be open.
Read more28 July 2026
SARS assessed you in four seconds. Here's what it missed.
Six million South Africans were assessed by SARS this month without filing a thing. The number at the bottom of that SMS is only as good as what other people told SARS about you.
Read more28 July 2026
Learn AI before you send another CV
Hiring managers have started choosing AI-skilled juniors over experienced applicants without AI. Here's what that means for your CV, and why the gap only takes a month to close.
Read moreDownloads
Downloads.
South African tax deadline calendar
Every recurring SARS, CIPC and COIDA deadline, and the penalty for missing it.
View the calendar